Appetite · early access

See which of your markets the account fits.

Upload the client’s application, schedules, MVRs, IFTAs and loss runs. Haulprint reads them, checks them against the public record, and shows which of your markets’ guidelines the account meets. Then it fills the applications.

How it works

One client file in. Every market checked.

Each document is read and every figure is checked against the carrier’s public record before anything is compared with your markets’ rules, so the fit is based on what’s true, not only on what the application says.

Client file6 documentsRead & extractPublic recordVIN historyDrivers & MVRsIFTA & radiusLoss runs vs crashesYour marketsInsurer A · fitsInsurer C · referralInsurer E · outsideClient file6 documentsRead & extractPublic recordVIN historyDrivers & MVRsIFTA & radiusLoss runs vs crashesYour marketsInsurer A · fitsInsurer C · referralInsurer E · outside

What gets checked

Six checks before any market is compared.

These are the things an underwriter finds later and sends back. Appetite finds them before the submission goes out.

Vehicle schedule vs roadside

Units officers actually saw, matched against the schedule you were given.

Schedule2019 Freightliner2018 Kenworth2021 Freightliner2019 Utility trailer
Seen at roadside2019 Freightliner2018 Kenworth2021 Freightliner2019 Utility trailer2016 Volvo · not listed2017 Peterbilt · not listed

VIN history

Every VIN on the schedule, checked for the carriers it ran under before.

1FUJGLDR7K•••4812no earlier carrier
3AKJHHDR1M•••0934no earlier carrier
1XKYD49X8J•••2290flagged ↓
1XKYD49X8J•••2290ran underPrior Freight IncRevoked 11-2024

Drivers & MVRs

Each driver against each market’s age, experience and violation rules.

J. Driver · 41CDL 12 yrs0 violations
M. Driver · 24CDL 1 yr1 violation
R. Driver · 33CDL 8 yrs3 violations

IFTA & radius

Where the miles were actually driven, against the declared radius and excluded states.

CA96k
NV37k
AZ30k
NY12k · excluded

Loss runs vs the crash record

Crashes on the public record that don’t appear on the loss runs.

Loss runs1claim reported
Crash record2crashes

1 crash on 03-14-2026 isn’t on the loss runs

Insurance history

Prior insurers and gaps in coverage, from the filings themselves.

Insurer B03-2023 to 06-2024
No liability filing47 days
Insurer A08-2024 to today
Insurer B47-day gapInsurer A

Your markets, your guidelines

Built on the markets you’re appointed with.

Your agency adds the insurers you write with and their guidelines. Every account is checked against those rules and nobody else’s. Your guidelines stay with your agency; they are never shared or used for anyone else.

  • Your appointed insurers only
  • Rules for drivers, radius, states, freight and years in business
  • Updated whenever a market changes its guidelines
EInsurer E · guidelinesyour agency only
RuleThis accountResult
Driver age23 and over24, 33, 41Meets
CDL experience2 years and overone driver at 1 yrDoesn’t meet
Moving violationsMax 2 in 3 yrs per driverone driver at 3Doesn’t meet
Years in business3 and over7 yrsMeets
RadiusUp to 500 miwithin 500 miMeets
Excluded statesNY, NJruns NYDoesn’t meet
FreightNo hazmat, no auto haulgeneral freightMeets

Applications

Fill the applications from the same file.

Pick the markets you want to approach and Haulprint fills each insurer’s application from the documents you already uploaded. You review, edit and send.

  • Each insurer’s own application
  • Drivers and vehicles carried over from the schedules
  • Nothing sent without your review
Insurer A · trucking applicationReady to review
Example Haulers LLC
3•••••• / 1•••••
Fresno, CA
Up to 500 miles
4 tractors · 2 trailers
5 · all CDL
Insurer A · 03-2025 to present
1 claim · $18,400 paid
Sample data · filled from the documents you uploaded

Appetite shows which of your markets’ guidelines an account meets. Where to submit is always your decision. Driver records stay with your agency: they are kept private to your agency and never shared with anyone else.

Be one of the first agencies.

Appetite is set up with each agency’s own markets and guidelines. Send us a recent submission and the markets you write with, and we’ll show you what it finds.

Contact sales